Charitable Instruments/Assets and Investments

Giving for Good, Meeting Your Goals

Philanthropy is personal, and giving comes in all shapes and sizes. You deserve options when planning your philanthropic impact. Assets contributed to your Community Foundation charitable fund provide options and additional advantages — because donors deserve those, too.

Charitable Instruments for Your Giving Goals
Our Philanthropic Services Team is committed to understanding your unique interests and financial circumstances. We accept a wide range of assets for investment, including those that many commercial brokerage firms are unable to accommodate. We specialize in converting complex assets into contributions, so you have many ways to help the community you care about.

Cash
A simple way to give that provides an immediate tax deduction.

Appreciated Securities
We accept closely held and publicly traded stock. Give appreciated stock or mutual fund shares that you have held for more than one year to avoid capital gains taxes and earn a charitable tax deduction based on the market value.

Bequests and Trusts
Establishing a charitable fund through a will or other giving vehicle is simple, minimizes estate taxes and can be advised by heirs. Contact us for sample language.

Convert a Private Foundation
There are several benefits to converting a private foundation that we are happy to discuss with you.

IRAs and Other Qualified Retirement Plans/Funds
Heirs may realize substantial tax savings if you name a charitable fund as beneficiary of your retirement plan. Name charities to benefit from your fund or name heirs as advisors.

Life Insurance
You can name the Community Foundation as the owner and beneficiary of a policy or retain ownership and name the foundation as a primary or contingent beneficiary.

Other Assets
Includes gifts of art, jewelry and non-cash items.

Partnership Interests
We consider gifts of limited liability company interests and limited partnership interests.

Real Estate
If held for more than a year, real estate usually provides the same tax benefits as gifts of securities.

Sale of a Business
Our team can suggest several ways to structure a charitable gift to help you reduce capital gains tax and maximize impact to the community.

Investment Options
Community Foundation donors have the option of selecting from a variety of investment options:

Long-Term Portfolio
A balanced portfolio of liquid, semi-liquid and illiquid assets with a total return approach intending to preserve the real dollar value of the funds. This option is best for a long-term time horizon generally five years or longer.

Indexed Portfolio
A diversified portfolio of global stocks and bonds with a growth emphasis through indexed funds. This option is best for a long-term time horizon generally five years or longer.

Balanced-Income Portfolio
A liquid portfolio that balances liquidity needs with a reasonable level of capital appreciation. This option is best for a time horizon generally two to five years.

Money Market/Cash Portfolio
A portfolio of cash/cash equivalents to maintain liquidity and preserve principal. This option is best for a short-term time horizon generally less than one year.

IMA: Individually Managed Account
An option for donors to utilize their preferred investment manager. We work with your investment manager to set up your charitable fund, then assets are moved from the Community Foundation to your manager. Our online fund portal gives you the opportunity to recommend grants online and offers information like fund activity and investment information.

Fee Schedule
As a charitable organization ourselves, the Community Foundation is empowered to do our work thanks to administrative fees that are based on the type and size of donor investments. The administrative fees not only cover the cost of administering your fund, but help our organization sustain our level of excellence and oversight.

View Our Administrative Fee Schedule

Fee Schedule
As a charitable organization ourselves, the Community Foundation is empowered to do our work thanks to administrative fees that are based on the type and size of donor investments. The administrative fees not only cover the cost of administering your fund, but help our organization sustain our level of excellence and oversight.

View Our Administrative Fee Schedule

Need assistance?

Your Philanthropic Services Team is here to help!
Call Mary Katherine Morales, VP for Philanthropic Services, at 561-951-3450 or email her today.